Tagged: ofw

9 articles

Articles tagged ofw

Peso banknotes representing OFW remittance and savings flowing into Davao
Money Saving

OFW Davao Guide 2026: Remittance, OWWA, MP2, Balik-OFW, Inheritance

The single OFW playbook for Davao: remittance channels, OWWA reintegration, Pag-IBIG MP2 math, the 90-day return checklist, and house-build cash control.

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White cargo truck on the highway passing under a pedestrian footbridge
Money Saving

Balikbayan Box to Davao: Couriers, Customs, and Delivery Time in 2026

Sending a balikbayan box to Davao: door-to-door couriers, Port of Davao customs, the ₱150,000 duty-free limit, sea vs air delivery times, and box-vs-cash math.

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Highway running toward port gantry cranes with a fuel station on the right
Money Saving

Balik-OFW First 90 Days in Davao: Housing, Bank, BIR, SSS Checklist

A 90-day Balik-OFW checklist for Davao returnees: OWWA RWO-XI, SSS voluntary 15% math, PhilHealth 5%, BIR RDO 113A, and the EDLP ₱2M loan.

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Houses and parked vans behind a white roadside guardrail
Money Saving

Davao Property Inheritance for OFWs: Estate Tax + Title Transfer Math

OFW guide to Davao property inheritance tax — TRAIN 6% estate rate, ₱5M and ₱10M deductions, situs rules, BIR Form 1801, eCAR for Registry of Deeds.

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Roadside market stalls with folding tables and a pickup parked alongside
Money Saving

OWWA Benefits Davao OFWs Forget to Claim: Scholarships, EDLP, BPBH

Davao OFW guide to underused OWWA benefits — EDSP/ODSP/CMWSP scholarships, BPBH starter funds, EDLP loan at LBP/DBP, walk-in flow at RWO-XI office.

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Cement plant towers rising behind a quiet roadside frontage
Money Saving

Pag-IBIG MP2 for OFWs and Davao Self-Employed: 5-Year Tax-Free Math

Pag-IBIG MP2 dividend math for Davao OFWs and freelancers: 5-year compounded vs annual payout at ₱2K/₱5K/₱10K, and the 7.12% rate vs a bank time deposit.

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BDO Network Bank branch above a convenience store with a tricycle passing
Money Saving

OFW Remittance to Davao: Wise vs Remitly vs Western Union vs GCash

Real fee math for receiving remittance in Davao: Wise (0.48%) vs Remitly vs Western Union vs GCash direct, plus Cebuana/MLhuillier pickup at Abreeza and NCCC.

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Peso banknotes representing staged remittance for a Davao house build
Money Saving

Sending Money for a Davao House Build: Staged Payments + Fraud Guards

Staged remittance schedule for OFW Davao house builds: PCAB license checks, 6-milestone payment math, OBPS permit gates, escrow, and contractor fraud patterns.

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Outdoor tent market under palms with food stalls facing the road
Money Saving

Starting a Davao Business While Abroad: BIR + DTI for Absentee OFWs

Davao absentee-owner OFW guide to registering a small business — SPA apostille, DTI BNRS scope fees, BIR RDO 113A/113B, mayor's permit, BMBE election math.

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